ID TheftSmart

ID TheftSmartTM

Every year, more and more Americans are affected by identity theft. That's why we’re pleased to partner with Kroll Fraud Solutions, the leading provider of identity theft and fraud investigation services, to offer ID TheftSmart, a comprehensive identity restoration solution.

ID TheftSmart offers various options to monitor your credit, detect fraudulent activity, and let licensed investigators restore your peace of mind in the event you fall victim to identity theft.

Consultation – You don’t have to be a victim of identity theft to benefit from consultation with one of Kroll’s Fraud Investigators. Any active member with a concern about his or her identity has access to Kroll’s consultation and assistance.

When providing consultation regarding your particular concern about a possible identity theft issue, Kroll Investigators go beyond the immediate situation to learn if there are other areas of potential exposure or damage that need to be addressed as well.

Restoration – Members who are victimized by identity theft benefit from Kroll’s comprehensive restoration services. Restoration includes investigation of emergent and potentially complicated trails of fraudulent activity; making phone calls; issuing fraud alerts; interacting with affected financial institutions; and preparing appropriate documentation. One-on-one counseling and advocacy on behalf of the member not only resolves known issues, but can also proactively identify and resolve previously unknown identity theft events.

Credit Monitoring – This service notifies participating members of activity in their credit file, such as new account openings, credit inquiries, payment delinquencies, public record changes, or change of address, facilitating early detection of potentially fraudulent activity. In addition, consumers have access to trained credit specialists to answer any questions over the phone regarding their report. These credit specialists act on behalf of the consumer and can submit disputes to credit reporting agencies, saving valuable time and frustration.

Credit monitoring can be performed for one credit bureau (Experian) or all three (Experian, TransUnion, Equifax).

idINTEGRITY Scanning – This service regularly searches the Internet for your personal and financial information, providing immediate notification of any suspicious activity. Billions of records, including Internet directories, hacker chat rooms, and public and private databases, are scanned daily for your Social Security number, debit and credit card numbers, postal and e-mail addresses, and phone numbers. Alerts are sent to you immediately in order to stop identity theft before it has a chance to ruin your good name. Licensed investigators are also standing by, ready to help you take action.

Minor Monitoring – Allows parents/guardians to enroll up to four minors under the age of 18 per adult. The service monitors credit header data collected by the three credit bureaus and notifies the parent/guardian when unauthorized names, aliases, or addresses become associated with a monitored child's Social Security Number.

Safeguarding your identity is easy and affordable with ID TheftSmart. Call or stop by today to find out which plan is right for you.