Deposit Accounts

You are unique. You need choices. We can help. With deposit accounts ranging from basic checking, to saving for your kids’ college needs, we have the option you’re looking for. Call or stop in to open an account.

Checking Accounts

Pure Checking

$50 minimum deposit to open
No per debit or per check fees
Fees based on average daily balance

Principal Checking

$50 minimum deposit to open
Fees based on average daily balance and number of checks/debits

Preferred Checking

$50 minimum deposit to open
Competitive interest rates
Fees based on average daily balance and number of checks/debits

Premier Checking

$50 minimum deposit to open
Competitive interest rates
Fees based on average daily balance and number of checks/debits
Free supply of standard safety checks (Limit 2 boxes per year)
$10,000 accidental death insurance

Savings Accounts

Prospect Savings

$50 minimum deposit to open
Competitive interest rates
Interest accrued daily and deposited quarterly
Fees based on average daily balance
Six transfers allowed per cycle

Health Savings Accounts

$50 minimum deposit to open
Interest compounded daily and credited monthly
Account setup and annual maintenance fees may apply

Money Market Accounts

$2,500 minimum deposit to open
Competitive interest rates
Fees based on average daily balance
Six transfers allowed per cycle
$100 minimum withdrawal

CDs & IRAs

Individual Retirement Accounts

$50 minimum deposit to open
Invested in bank CDs
Competitive interest rates
Interest compounded and paid quarterly
Additional option of 18 month variable rate CD with interest paid monthly
Possible penalty for early withdrawal

Certificates of Deposits

$500 minimum deposit to open
Competitive interest rates
Interest compounded and paid quarterly
Possible penalty for early withdrawal

Youth CDs

$100 minimum deposit and child must be under 18 to open
Additional deposits allowed in $100 increments
Available in 1, 2, 3, or 4 year terms
Competitive interest rates
Interest compounded quarterly
Possible penalty for early withdrawal

Clubs

Christmas & Vacation Clubs

$5 minimum deposit to open
Competitive interest rates
Interest is paid at the end of the club account period
Account disbursement fee applies if disbursement is made by check. Fee will not apply if disbursement is direct deposited.