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Summertime Fun

Summer’s flying by, but it’s not over yet! There’s still time to get out on the open road or cruise the lake for some summertime fun. Whether it’s an RV to travel the country, or a new boat to pull your favorite skiers, we can help you recharge those batteries before you have to start "adulting" again. We’ve got great rates and a variety of terms designed to fit your budget. Find the right loan for your next adventure right here at Farmers & Merchants!

F&M Security Tip: Watch what you’re sharing on social networks. Criminals can befriend you and easily gain access to a shocking amount of information—where you go to school, where you work, when you’re on vacation—that could help them gain access to more valuable data.

Deposit Accounts


We offer a variety of accounts to make it possible to bank YOUR way. From basic checking to money markets and CDs earning competitive interest rates, the choice is yours.

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Loan Products


At Farmers and Merchants State Bank, we understand your needs. We can help with flexible terms that fit your budget. Competitive rates and prompt answers make us the first choice for loans in West Central Illinois.

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Trusts & Investments


With a full service trust department established in 1959, we can provide the professional advice you're looking for. Plan for your future with a wide array of options to meet your needs.

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